It is possible to conduct physical store operations through in-person payments. Pass your mobile phone through dataphone. Thus it is directly debited to our bank account. To be able to do this without a card, the service must be activated at our bank and institution Having Bizum to send money to friends is not enough to be able to pay at any store checkout.
The rollout of personal payments began last May. Then Bizum Pay was launched for stores Apps (Android and iPhone). It’s an instant transfer between accounts; Therefore, we do not go through a card (Visa/Mastercard) to carry out the operation. We can do this from our bank application or from Bizum wallet.
It is similar to other types of mobile payments. We prepare the phone and pass it through the terminal. In this case, we use NFC (Short Range Communication) technology. This is a contactless payment; The difference is that the money comes from our account linked to Bizum.
For us it is free. In the case of trade, there may be commissions agreed with your entity; Additionally, dataphone being ready does not mean that our bank has activated the service for us
How to Activate and Use Bizum Pay
To start using Bizum PayWe need to install the app. It needs to be activated. In the case of Bizum, we have several options to enable this function. One is from the new app, entering our registration phone number for the service and another option is from our bank app, in the Bizum Pay section. The first case takes us to the entity to finalize the registration.
subsequently, We can indicate that we want this as our default payment application. In fact, when we activate it it asks us if we want to do it.
We also have the option to change it later from phone settings. We can see how to do it on Android and iOS in our guide on how to configure Bizum Pay.
It is important to know, as CaixaBank explains in its personal payment terms, that in institutions where account payments are not available, we can use the cards we have added to our application. For this we need to add a compatible card. If we want to pay only with Bizum, we need to make sure that the store supports it.
In the case of Bijum, their limit documentation explains that there is no payment limit at their stores and establishments. Limits may be set by the bank Both Bizum and card they use from wallet. The maximum amount must be consulted with our entity.
Picture | With the Xataka version
